NSW - Grant/Scheme |
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Value: Insurance savings depend on the value of your property. |
Value: $10,000 |
Value: Tax savings depend on the value of your property. |
Maximum total support available ($)
$10,000+ tax and insurance savings. Scheme eligibility may be subject to income caps, property value & other criteria. |
ACT - Grant/Scheme |
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Value: Insurance savings depend on the value of your property. |
Value: Tax savings depend on the value of your property. |
Maximum total support available ($)
Tax and insurance savings depend on the value of your property. Scheme eligibility may be subject to income caps, property value & other criteria. |
VIC - Grant/Scheme |
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Value: Insurance savings depend on the value of your property. |
Value: $10,000Melbourne $20,000Regional Victoria |
Value: Tax savings depend on the value of your property. |
Maximum total support available ($)
$20,000+ tax and insurance savings. Scheme eligibility may be subject to income caps, property value & other criteria. |
SA - Grant/Scheme |
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Value: Insurance savings depend on the value of your property. |
Value: $15,000 |
Maximum total support available ($)
$15,000+ insurance savings. Scheme eligibility may be subject to income caps, property value & other criteria. |
TAS - Grant/Scheme |
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Value: Insurance savings depend on the value of your property. |
Value: $20,000 |
Value: Tax savings depend on the value of your property. |
Maximum total support available ($)
$20,000+ tax and insurance savings. Scheme eligibility may be subject to income caps, property value & other criteria. |
QLD - Grant/Scheme |
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Value: Insurance savings depend on the value of your property. |
Value: $15,000 |
Value: Tax savings depend on the value of your property. |
Maximum total support available ($)
$15,000+ tax and insurance savings. Scheme eligibility may be subject to income caps, property value & other criteria. |
NT - Grant/Scheme |
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Value: Insurance savings depend on the value of your property. |
Value: $10,000 |
Maximum total support available ($)
$10,000+ insurance savings. Scheme eligibility may be subject to income caps, property value & other criteria. |
WA - Grant/Scheme |
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Value: $10,000 |
Value: ≤ $2,000 |
Value: Insurance savings depend on the value of your property. |
Value: Tax savings depend on the value of your property. |
Total grants/discounts available ($)
≤ $12,000+ tax and insurance savings. Scheme eligibility may be subject to income caps, property value & other criteria. |
If you qualify for the First Home Loan Deposit Scheme, you could buy for as little as 5% deposit. That’s only $25,000 for a $500,000 home, or $40,000 for a $800,000 home!
Qualifying you for first home owner schemes and helping you apply.
Help preparing all of your required loan documentation.
Going to over 30 lenders to find you the right loan.
Getting you fully-assessed pre-approval, so you can house-hunt with confidence.
Manage all communications with your lender and keeping you updated every step of the way.
Care for you for the life of your loan, making you aware of opportunities to get a better rate.
Nectar has a streamlined approach to getting you the right loan, where we do all the heavy lifting for you. Find out what you can expect when applying for your first loan by downloading the guide below.
DownloadBelow is the list of documents that most lenders will ask for:
Standard documents
To know how much you should offer, you need to ask yourself three questions:
To find out how much your repayments would increase if you raise your offer, download our offer guide below.
Aside from your personal savings, a deposit can come from a few different sources:
T&C’s apply. All loans are subject to suitability and a full review of your financial position will be undertaken prior to acceptance of offers.