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We seek out the right loan, not just the easiest one.

nectar mortgages

Buying your first home?Buying your first home?

See the support available in your state See the support available  in your state

Time to refinance?Time to refinance?

See how Nectar seeks you a better deal See how Nectar seeks you  a better deal

Investing or moving home?Investing or moving home?

Let’s get you the right loan Let’s get you the right loan

  • Home loans
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Rates from
2.19
%p.a
Comparison rate*
2.53
% p.a
Rates from
2.41
%p.a
Comparison rate*
2.43
%p.a

*Comparison rates for home loans are based on a loan amount of $150,000 over a 25-year term. Principal and interest repayments. WARNING: This comparison rate is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

If your current rate starts with a “3” get in touch with us!

See what our customers say about us

Nectar helped me to get my first home loan

When George and Tina first came to Nectar, they weren’t yet in a position to buy and still had some savings to do. Their broker Beau coached the couple, putting strategies in place to get them ready to buy. Finally, using the First Home Owner Grant and stamp duty discounts, the couple was approved for their first home loan. Thanks to Beau’s support, they now feel secure and confident in their ability to manage their repayments.

Client names have been changed for privacy.

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“Beau made this, our first ever home loan, feel much less daunting and overwhelming. I felt much more confident that I was doing the right thing for my family and me because the idea of such a large amount of debt now feels manageable.”

George

Nectar broker: Beau Duggan – WA.

Past performance does not guarantee future performance. Acceptance of offers/products advertised in reviews are not guaranteed to other individuals.

Nectar helped me to get my first home owner grant

Adam and Kerry wanted to build their first home with a house and land package but had trouble with the banks because Kerry was on JobKeeper payments and had used early access to her superannuation. Their broker Phil helped them get approved for a construction loan by submitting to multiple lenders and using the $15,000 First Home Buyer grants as well as a cash-gift from a relative to help with the deposit. Once the build is complete, they will be able to claim the $25,000 HomeBuilder grant and the couple could not be happier!

Client names have been changed for privacy.

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Phil never gave up on us with our journey in getting our home loan. He did all the hard work and thank you is not enough.

Adam

Nectar broker: Phil McLaughlin – QLD

Past performance does not guarantee future performance. Acceptance of offers/products advertised in reviews are not guaranteed to other individuals.

Find a local Nectar broker

We cover all of Australia

Face-to-face and online appointments available.
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We’ve got Australia covered. Find out local mortgage broker near you.

Why go to one lender, when we go to over 30?

More lenders means more chances to get you the right loan!

Westpac Australia banking and finance. financial solutions One of the largest mutual banks in Australia One of Australia's Largest Financial Services Brands Offering Home and Motor Insurance, Banking, Life Insurance, and Superannuation. Personal, Business and Corporate Banking Home Loans Flexible funding solutions Specialises in consumer lending and residential mortgages Australian credit union, offering loans, credit cards, transaction and savings accounts, financial advice and insurance. Has competitive home loans, car loans and business loans Offers transaction accounts, home loans, credit card, business banking Good choice for fixed rate loans where they tend to have competitive rates. Mortgage ezy bank Home Loans in Australia with Low Rates & No Ongoing Fees Offer products and services designed to simplify the way you manage money. Personal & business banking products to suit your needs Oak capital bank Retail banking services such as savings & lending products, insurance & financial planning services. low-deposit, no LMI home loans Personal and Business Banking Competitive home loans for all walks of life, whether you’re a first home buyer, investor, or self-employed Heartland reverse mortgage provider Offers a range of financial products and services. Dedicated to fire and emergency service employees, volunteers and their families Australia wide. One of Australia's largest, independently owned, non-bank lenders Offers a range of accounts and services including credit cards, bank accounts, home loans, personal loans, insurance and investment products. Range of personal banking services such as internet banking, home loan, personal loan & more The Bank offers home loans and mortgages, investment opportunities, electronic banking, insurance Offers personal, business and corporate banking as well as wealth management solutions Distinctive banking solutions to niche market segments including medical, dental, veterinary and accounting professionals Supports the financial needs of South Australia Accounts, Credit Cards and Loans Better mortgage management home loan solutions Range of personal, car loans, home loans, credit cards Fast-growing lender specialising in residential home loans. Take care of your home loan, insurance and banking needs. low-deposit, no LMI home loans

Saving money is one thing, now you can help save children’s lives too.

Nectar is proud to partner with Children’s Cancer Institute

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Nectar Mortgages PTY LTD (credit representative 446035) and Nectar Mortgages No 1 PTY LTD (credit representative 491627) are Credit Representatives of QED Credit Services PTY LTD (Australian Credit Licence number 387856).
All loans are subject to suitability, lender policy, terms & conditions. Rates available at the time of publishing 03/05/2021.

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