Get the sweetest home loan
Like the hummingbird who seeks out only the sweetest nectar, we work tirelessly to find the sweetest home loan for you – whether you’re buying your first home, an investment property or needing a bit of extra money for renovations.
But we don’t stop there. Every year we’ll check in on your home loan and make sure it continues to work for you.
Our Home Loan services
Whether you’re buying your first home or moving up the property ladder, it’s natural to feel a little anxious. We can take some of that stress (but not the excitement!) out of buying your first or next home.
Remember, our services are totally free to you.
Buying your next home
Thinking about moving? Staying with your current lender is one option, but it may not be your best one.
Renovations & improvements
Do you top up your mortgage or take out a personal loan to cover your renovation? What are the other options? What might seem like the obvious answer may not be the right one for you.
Building & land
It seems obvious, but before you start signing any contracts or progress with your build, you need to know how much money you have now and what you can afford to borrow. We can help with the numbers.
We know that bridging loans are something you need, rather than something you choose to have. If you find yourself in the situation where you need to bridge, we can help.
Debt consolidation loans
Debt consolidation is when you take out a new loan to pay off several high-interest loans. It can be a great way to help get into your first or next home.
Refinancing can unlock equity in your existing property which could be used to reinvest in another property, renovations, or in a business. Or you may just want to free up some money for an overseas trip or to fund a child’s education.
When it comes to property investment you need to get the right advice. Once you’ve done the ground work and are ready to buy, we can help tailor your investment loan to suit.
More and more people across Australia are using their Self-Managed Super Fund to invest in residential or commercial property. There are several rules and criteria that apply and it’s not an option for all fund holders. But if the idea of investing in property via your super appeals to you then we can help you through the process.
Family guarantee loans
If you have parents or family who own their own home you might be eligible for a family guarantee loan. Instead of contributing cash towards your deposit, they use equity from their home to provide security for a portion of your loan.
First Home Buyer Resources
Aussies love Nectar
This is what our home loan customers have to say about us:
Jeff was not only professional, friendly and patient, he explained our options and sourced the best loan on the market for our situation. We couldn’t be happier.Alison Tatnell
We didn’t have an easy application to deal with, but due to Mike’s excellent knowledge and experience he kept us calm and most importantly got us our house. (He even worked on a Saturday night sorting things out, despite it being his birthday!)Lyndsay Buening
Having previously only dealt with banks, Lee offered a professional and personal service that helped streamline the process of changing lenders and eliminated the run around.Michele & Brian Mathews
Through the extra savings on our mortgage, not only have we have managed to renovate our home, we are also getting a pool installed!Jaramey & Julie
It was our first time using a broker rather than going direct, and Tim was able to arrange a better interest rate than our own bank!Sarah Hart
It is really refreshing to work with a mortgage broker who is truly interested in their client’s needs. What really impressed me was your in-depth knowledge and your common sense approach in helping me being able to purchase my first home.Lynn McLean
Ready to get started? Find a broker near you!
Why go to one lender, when we go to over 30?
When a bank says ‘no’ it means ‘no’, end of conversation. This word doesn’t discourage us – after all, we still have multiple options available to us.
This was our panel of lenders as at 17 October 2019.
*All loans are subject to suitability. Terms & Conditions apply. Rates available at time of publishing 11/11/2020. 4-year fixed interest rate. Owner-occupied. Principal & Interest repayments. LMI required over 80% LVR. Min loan amount $250,000, max loan amount $749,999. Rate revert 3.67%. Max term 30 years WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.