We have 10 useful tips to improve your borrowing capacity and help you get on the property ladder or into a new home sooner. Before you apply for a loan, it’s a good idea to get your financials in the best possible position. By improving spending habit .......
Struggling to save a home loan deposit? The First Home Guarantee could allow you to buy with 5% or as little as 2% using the Family Home Guarantee for single parents.
One of the biggest obstacles first home buyers face is saving for a home deposit. A family guarantee could help first home buyers get on the property ladder sooner, without paying Lenders Mortgage Insurance.
If you're struggling to meet your mortgage repayments don't worry. Follow these tips to get yourself back on track.
As you apply for a mortgage, you’ll hear about Lenders Mortgage Insurance (LMI). This is a type of insurance that lenders take out to cover themselves in case the borrower (you) isn’t able to make repayments anymore.
Lenders will include different loan features to make their mortgage products more attractive. Let's find out which features suit you best.
Being approved for a home loan isn’t as easy as simply deciding to get one. There are steps you will need to go through before the bank will even consider your application.
Interest rates can change from day to day, meaning that even if you’re approved for a home loan when rates are low, it could increase by the time you reach a settlement. A good way to take care of that is with a rate lock.
One of the first things lenders do when you apply for a home loan is contact an agency - like Equifax, Illion or Experian - who calculates your credit score and look at whether you have a good score or not. But what is a credit score and why is it so i .......
Fixed vs Variable rates. What kind of loan should you choose in the current property market? Find out more here.
Homeowners have never had so much equity, but when's the time to access it? More support is on its way for first home buyers, Interest rates are on the move and more.
Credit defaults and negative listings can make it harder to get mortgage approval. Using the services of a credit repair company can help.
In order to become mortgage-free as soon as possible, we’ve compiled five tips and strategies to help you pay it off faster. The practicality of each method will vary depending on your own personal circumstances, so we recommend using different combina .......
Struggling to save a home loan deposit? The First Home Loan Deposit Scheme (FHLDS) and the New Home Guarantee could allow you to buy with 5% or as little as 2% using the Family Home Guarantee for single parents.
Owning your first home can be scary and exciting all at the same time. After chatting to past clients, we‘ve worked out 5 hurdles most people encounter when owning their first home. If you or someone you know are thinking about dipping their toes in th .......