Negative gearing for investment

Negative gearing for investment

Negative gearing – a term you hear a lot in investor circles, but what exactly does it mean? Negative gearing is when the ongoing costs of an investment are more than its return. In property terms, this means the cost of repaying your loan and maintaining your...
Picking locations by the numbers

Picking locations by the numbers

When it comes to selecting the best possible investment property, there’s no denying the old adage of ‘location, location, location’ applies as much to new housing as to established property. It’s the lynchpin of success because, unless you’re renting out a caravan to...
Why broker commissions work better for customers

Why broker commissions work better for customers

Better service, more choice and more money in your pocket Commission works well because many borrowers don’t want to pay their broker a fee, and often can’t afford to, as they are saving for a house. Replacing commission with a multi-thousand dollar...
Christmas on a budget

Christmas on a budget

Christmas is just around the corner and a well-deserved holiday beckons! The summer holiday season is a special time to celebrate, enjoy the company of your family and friends and recharge your batteries for the New Year. However, without a bit of thought and...
First Home Owner Grants by State

First Home Owner Grants by State

The First Home Owner Grant (FHOG) scheme was first introduced in Australia on 1 July 2000, to help first-time buyers get a foothold in the property market. Although the scheme is accessible nation-wide, each state and territory government is responsible for the...
5 ways to get your finances under control before the silly season

5 ways to get your finances under control before the silly season

Spring is here! Which means, like it or not, the silly season is just around the corner. Silly season was coined to describe that time of year when the country hits the snooze button and journalists are scrambling for anything that resembles news, resulting in silly...