Types of loans

Buying your next home

Thinking about moving? Staying with your current lender is one option, but it may not be your best one.


Refinancing can unlock equity in your existing property which could be used to reinvest in another property, renovations, or in a business. Or you may just want to free up some money for an overseas trip or to fund a child’s education.

Renovations & improvements

Do you top up your mortgage or take out a personal loan to cover your renovation? What are the other options? What might seem like the obvious answer may not be the right one for you.


When it comes to property investment you need to get the right advice. Once you’ve done the ground work and are ready to buy, we can help tailor your investment loan to suit.

Building & land

It seems obvious, but before you start signing any contracts or progress with your build, you need to know how much money you have now and what you can afford to borrow. We can help with the numbers.

SMSF loans

More and more people across Australia are using their Self-Managed Super Fund to invest in residential or commercial property. There are several rules and criteria that apply and it’s not an option for all fund holders. But if the idea of investing in property via your super appeals to you then we can help you through the process.

Bridging loans

We know that bridging loans are something you need, rather than something you choose to have. If you find yourself in the situation where you need to bridge, we can help.

Family guarantee loans

If you have parents or family who own their own home you might be eligible for a family guarantee loan. Instead of contributing cash towards your deposit, they use equity from their home to provide security for a portion of your loan.

Debt consolidation loans

Debt consolidation is when you take out a new loan to pay off several high-interest loans. It can be a great way to help get into your first or next home.

Your Nectar home loan supports children's cancer research

We’ve joined the Children’s Cancer Institute on their mission towards Zero childhood cancer. Our Nectar brokers will make a generous donation to the charity’s research on your behalf whenever you take out an applicable home loan.

Aussies love Nectar

This is what our home loan customers have to say about us:

Jeff was not only professional, friendly and patient, he explained our options and sourced the best loan on the market for our situation. We couldn't be happier.

Alison Tatnell

We didn't have an easy application to deal with, but due to Mike's excellent knowledge and experience he kept us calm and most importantly got us our house. (He even worked on a Saturday night sorting things out, despite it being his birthday!)

Lyndsay Buening

Having previously only dealt with banks, Lee offered a professional and personal service that helped streamline the process of changing lenders and eliminated the run around.

Michele & Brian Mathews

Through the extra savings on our mortgage, not only have we have managed to renovate our home, we are also getting a pool installed!

Jaramey & Julie

It was our first time using a broker rather than going direct, and Tim was able to arrange a better interest rate than our own bank!

Sarah Hart

It is really refreshing to work with a mortgage broker who is truly interested in their client's needs. What really impressed me was your in-depth knowledge and your common sense approach in helping me being able to purchase my first home.

Lynn McLean

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