With more than 15 years in the mortgage industry, Phil Hickey has seen just about every lending scenario there is – from the straightforward to the seriously complex.
That experience has taught him there’s more to a good lending outcome than simply finding a competitive interest rate. Phil looks at the full picture to make sure the lending is structured around what his clients need now and what they want to achieve next.
Down to earth and approachable, Phil isn’t afraid of a scenario that requires a little more problem-solving. He’ll dig into the detail, explore the options and work hard to find a way forward.
For one recent client struggling with high monthly commitments, Phil researched their options, restructured their lending and consolidated a number of existing debts. The resulting solution reduced their monthly repayments by thousands.
For Phil, it’s not just about getting a loan across the line. He builds lasting relationships, so clients know they have someone to call as their needs change.
With access to more than 50 lenders through Nectar Mortgages, Phil can compare lending options to find one that suits your individual circumstances.
Phillip Hickey is an authorised credit representative (Credit Representative Number 370774) of QED Credit Services PTY LTD (Australian Credit Licence Number 387856).