Karen Cuthbertson
Newcastle, NSW
Karen Cuthbertson is the broker who gets it. She knows how stressful the loan process can feel, and she’s built her success on cutting through the chaos to keep things calm, clear, and moving forward.
With over six years leading Nectar’s Newcastle office, and a decade in real estate before that – Karen knows what makes deals fall over and what makes them fly. Backed by a strong support team, she ensures every step, from your first enquiry through to settlement and beyond, runs smoothly. By the end of the process, you’ll feel genuinely supported and part of the Nectar family.
As a Nectar broker, Karen has access to more than 50 lenders. From home and personal loans to commercial, vehicle, or SMSF lending, she’ll give you clear options and find the best fit for your goals.
Karen doesn’t just “submit loans;” she builds smart strategies that get them approved and settled fast, with minimal stress.
“I start by listening — properly,” Karen says. “Then I match goals and comfort levels with lender policy, structure, and long-term outcomes.” She compares not just rates, but also flexibility, fees, and how each product aligns with her clients’ real-life plans.
“People remember who kept them calm when everything felt too hard,” she says. “That’s shaped how I work and lead — do the right thing, even when no one’s watching.”
If you want to keep calm and see your goals through, Karen’s the broker who’ll make it happen.
Karen Cuthbertson is an authorised credit representative (Credit Representative Number 573213) of QED Credit Services PTY LTD (Australian Credit Licence Number 387856).
