Are you prepared for a rate rise?
If the cash rate increases, it's important to know how your finances could be affected. Checking you are on the right loan is a good place to start.
If the cash rate increases, it's important to know how your finances could be affected. Checking you are on the right loan is a good place to start.
When banks assess your loan application, they add an extra amount to your market mortgage rate, known as a serviceability buffer.
Buying in a new area is about more than price. Amenities, future developments and transport options are also important considerations.
Homeowners have never had so much equity, but when's the time to access it? More support is on its way for first home buyers, Interest rates are on the move and more.
Nectar wins Business of the Year, Community and Customer Service Awards at the 2021 PLAN Mortgage Broking Awards.
Watch the highlights from the Nectar Group Awards 2021. A great night was enjoyed by all, celebrating our top mortgage brokers and their teams.
Whether you’re thinking of selling up or your home is overdue a much-needed facelift, renovations are a great way to spruce up your property while adding value to it in the process.
The silly season doesn't have to be silly-expensive! Check out some of our favourite tips for reducing financial stress over the holidays.
Credit defaults and negative listings can make it harder to get mortgage approval. Using the services of a credit repair company can help.
There are plenty of deals in this competitive market, and some lenders are waiving fees and offering cashback deals from $1,000 - $4,000 as an incentive to refinance with them. BUT how do you truly know which deal is right for you?
In order to become mortgage-free as soon as possible, we’ve compiled five tips and strategies to help you pay it off faster. The practicality of each method will vary depending on your own personal circumstances, so we recommend using different combina .......
Negative gearing - a term you hear a lot in investor circles, but what exactly does it mean? If successfully executed, this strategy can bring tax advantages and potential for significant capital gain. Negative gearing – a term you hear a lot in invest .......
Struggling to save a home loan deposit? The First Home Loan Deposit Scheme (FHLDS) and the New Home Guarantee could allow you to buy with 5% or as little as 2% using the Family Home Guarantee for single parents.
Owning your first home can be scary and exciting all at the same time. After chatting to past clients, we‘ve worked out 5 hurdles most people encounter when owning their first home. If you or someone you know are thinking about dipping their toes in th .......
Property investing is not a simple process, it requires comprehensive due diligence and the use of appropriately qualified finance and property professionals to ensure the purchase is of stellar quality, ticking all of the macro and micro fundamentals .......
With recent Federal Government stimulus packages and successive interest rate cuts, optimism is building with many economists predicting strong growth across all capitals going into 2021.
The Government has announced an extension to the HomeBuilder scheme to 31 March 2021. Headline changes to the scheme include increased price caps in NSW and VIC.
Nectar Mortgages had a great showing at the 2020 PLAN Awards, headlined by winning the Growth Award for the second year in a row. A number of Nectar franchises also won their respective categories, in what was a highly successful evening.
Ready to get started on your property investment path, or looking to develop your property portfolio? Ask your Nectar broker to put you in touch with an expert Property Investment Consultant. We’d love to hear from you.
In a year when most aggregation businesses went backwards by around 16%, Nectar achieved 25% year on year growth.
When it comes to selecting the best possible investment property, there’s no denying the old adage of ‘location, location, location’ applies as much to new housing as to established property. When it comes to selecting the best possible investment prop .......
Together we're able to make a difference and support the research of Children's Cancer Institute. "Curing childhood cancer. It’s not if. It’s when"
Senior Nectar leaders take on exciting new roles with a view to the future. After four years as the CEO of Nectar Mortgages, Paul Newell is moving into a new role as Nectar’s Executive Chairman. Paul will continue to lead the strategic direction of Nec .......
Sign the petition and keep the competition alive. The commission works well because many borrowers don't want to pay their broker a fee, and often can't afford to, as they are saving for a house. Replacing commission with a multi-thousand dollar upfron .......
The First Home Owner Grant (FHOG) scheme was first introduced in Australia on 1 July 2000, to help first-time buyers get a foothold in the property market.
Spring is here! Which means, like it or not, silly season is just around the corner. The good news is that there is still time to save for a nice, relaxed holiday period. Nectar has put together a list to help you take control of your finances before s .......
The Nectar Canberra office ran their first ever barefoot bowls tournament on October 26th, as a fundraiser for our charity partner, Children’s Cancer Institute. The weather came to the party, setting the event up perfectly for what was a highly enjoyab .......
It’s true enough that some cities are currently experiencing sliding property prices, offering some respite and opportunity to first-home buyers, but have you ever wondered what the average home was worth ‘back in the day’? How much did your parents or .......
Suffering from the winter blues? Daydreaming of a getaway? It turns out your tropical holiday may not be as out of reach as you first thought.
“You could just about buy it on your credit card”. We’ve written an article or two about luxury homes, rainforest retreats and private islands, as well as the odd story about derelict dwellings. This house falls soundly into the latter category. In the .......
With space at a premium more and more in our big cities, apartment-style living has never been more viable. With space at a premium more and more in our big cities, apartment-style living has never been more viable. When checking out your options, many .......
That elusive home deposit or family holiday may be closer than you think! We have some tips to share that will boost your savings and, best of all, require minimal effort. save you big money
Spectacularly blended with its wild surrounds, ‘Planchonella House’ was dreamed up and created by husband and wife, Jesse Bennet, an architect and builder, and Anne-Marie Campagnolo, an interior designer. The Edge Hill property feels incredibly i .......
One “lucky” buyer has managed to purchase a Granville property for $215,000 less than the median house value of the West Sydney suburb. 34 Seventh St, sold prior to auction for $630,000, epitomises the idiom, “one man’s trash is another man’s treasure”.
Drawing interest from around the world this week, the Queensland township of Allies Creek appears set to be sold for less than the average price of an Australian home.
When one thinks of castles, images are evoked of medieval European structures, perhaps Game of Thrones or Harry Potter. Australia is not normally associated with such things, but here in the land down under we do have our fair share of colossal mansion .......
In a recent report from consultancy firm Arcadis, San Francisco emerged as the world’s most expensive city to build in. The top 25 is mostly comprised of major cities in Northern America and Europe, with Australia also featuring three cities on the lis .......
For the many Australians struggling to break into the competitive and expensive city housing markets, smaller towns may be about to offer some relief. Most regional communities offer more affordable housing than the capital cities, but until now, many .......
With winter officially beginning tomorrow, now’s the time (if you haven’t already) to get your home ready for the colder months ahead.
Trends point to June being the best time of year to secure yourself a great deal on a new set of wheels. With dealers wanting to end their financial year on a high, prices and deals are expected to start dropping in the next few weeks, making June the .......
Australia; our land of beauty rich and rare, and a bunch of streets named after British monarchs! We’ve gone through and put together a list of the top 10. Does your street feature? #10: Queen Street Total number of Queen Streets in Australia: 311 She’ .......
Private island ownership – a dream exclusively reserved for lavish multi-millionaire business moguls and Hollywood celebrities, right? Aside from the Richard Bransons and Johnny Depps of the world, owning your own island is surely nothing more than an .......
In the modern and developing metropolis of Sydney, historic homesteads are now few and far between. Many buildings of bygone eras have been cruelly torn down by wrecking balls and bulldozers, due to lack of protection and unregulated development. Howev .......
Like it or not, one of the modern realities of the housing market is that space is at an absolute premium. Especially in the nation’s cities, rapidly increasing house prices are forcing many Australians to lower their sights and consider buying a small .......
The kitchen is the heart of the home. Whether entertaining guests with Jamie Oliver-Esque degustations, microwaving instant soup or staring longingly into an empty pantry, chances are that you’ll spend lots of time in your kitchen. It follows then, tha .......
Whether you’re buying, renovating or building a new home, you’ll want to keep in mind your feline and canine companions. If your pet will be indoors with you some or all of the time, you’ll want to take steps to prolong the longevity and attractiveness .......
When is the right time of year to buy a home? If you’ve pondered this question, chances are that you are serious about buying and getting your foot on the ladder. Research has shown that the seasons and the weather they bring have a definite impact on .......
Now is the season and these remarkable herbs can be planted almost anywhere in Australia. The therapeutic effects of gardening have been well documented; whether it be a simple distraction from the rigors of daily life, the satisfaction of seeing your .......
Every year Australian households could be saving hundreds of dollars on their power bills. Here are a few simple tricks that Nectar recommends to try in your own home – some may surprise you! 1) Don’t overcharge your devices Rest easy whil .......
The ingenious design blends a tiny home into its natural surroundings like never seen before. The aptly named Disappear Retreat, born of cutting edge design and the most environmentally sustainable practices in the industry, barely leaves a footprint i .......
With over 24,000 native plants and 800 native birds, the only issue to realising your own amazing Australian backyard is choosing which ones! Birds and plants share a symbiotic relationship that is mutually beneficial to one another. Simply put, birds .......
When it comes to property investment, there are two key paths you can follow. Either a long-term capital growth focus or a strategy with a positive cash flow focus. Although possible, it is rare to find an investment property that achieves both. So bef .......
Now that Christmas is over, and the holiday season is out of the way, it’s the perfect time to get your finances back under control. But it’s now post-Christmas and nearing the end of March, making it the perfect time to get a foot hold on your financi .......
‘Flipping’ is a term that has received a lot of media coverage recently. With all the media hype it may seem like everyone is getting in on the action. However recent CoreLogic reports reveal ‘flipping’ may not be as popular as portrayed, with flipped .......
There’s nothing like the smell and appearance of a freshly cut lawn, yet no matter how much you trim and water the grass, you can’t seem to get it just right. Follow these 5 lawn hacks to have your neighbors in envy of your fresh, lush lawn. Trim to th .......
“The Coke sign, the gateway to Kings Cross, was like the Statue of Liberty for the lost souls of Sydney – and the rest of Australia, and New Zealand too. Bring me your poor and huddled masses …
Recent research shows that for most Australians, location isn’t everything and instead the majority of home buyers are searching outside of their dream suburbs for a more affordable abode. In a recent survey, 54% of Australians who own, or are buying t .......
Lewis Isaacs is an author from Domain.com.au – he shared his advice for anyone considering becoming an investor. Buying your first property is hard, and slow wage growth and rising real estate prices in capital cities have only made it harder. Fe .......
A federal government plan to plug a multibillion-dollar revenue hole will make life harder for off-the-plan buyers and mum and dad developers, property experts have warned. When GST (1/11th of the purchase price) is paid on a newly built property, it’s .......
So which neighbourhoods, in both Sydney and the rest of the nation, were the fastest growing last year?
So which neighbourhoods, in both Sydney and the rest of the nation, were the fastest growing last year?
With house prices rising rapidly around the country it’s no surprise you may be considering downsizing to a more manageable property. Like anything, there are pros and cons to downsizing, which should be considered before calling the real estate agent.
The home dreams are made of. Based in sunny Queensland, this $19 million dollar paradise comes with its own private marina and helipad.
Want to make sure your car is safe and sound while you’re away over the holidays? An Italian company has designed a high-tech garage that will challenge even the most skilful of thieves.
With dealers wanting to end their financial year on a high, prices and deals are expected to start dropping in the next few weeks, making June the perfect time to save some cash while also taking the driver’s seat of your dream car.
With housing prices around the country rising faster year on year, purchasing your first home may seem bleak. Despite this, many Gen-Y’s have cracked themselves into the market and are thriving.
Taking into account sales data over the last three years from CoreLogic, a realestate.com.au analysis of trends looks at what the median house price is estimated to be in your suburb by 31 March 2018.